Life and Long-Term Disability Insurance

Fire fighter dad with 3 boys

Protect what matters most

When life doesn’t go as planned, insurance is a safety net that can help protect you and your loved ones.

Life insurance helps provide support and stability to your family if something were to happen to you, your spouse, or your children. It can help your family financially through a difficult time and provide support into the future.

Accidental Death and Dismemberment (AD&D) insurance helps protect against a sudden financial loss brought on by an accidental death. It can also help pay for the high cost of living associated with surviving an accident that results in a severe physical loss.

Long-Term Disability insurance is designed to pay a monthly benefit to you in the event you cannot work for 120 or 180 days or longer because of a covered illness or injury.


Your insurance benefits

Local 29 members are eligible for the following insurance benefits on the date they become a member:

  • Basic Life and AD&D Insurance (through the Trust)
  • Basic Dependent life Insurance (through WSCFF)
  • Long-Term Disability (LTD) Insurance

This insurance coverage is provided through two different policies – one through the Trust and another through the Washington State Council of Fire Fighters (WSCFF). The Standard is the insurance provider for both policies.


Helpful Resources

Teledoc Virtual Care

Get convenient access to care whenever and wherever you need it via a phone call, online video, or other online media.

Prescription Drug Plan

You can reach Sav-Rx 24 hours a day, 7 days a week at (800) 228-3108.

Know the lingo

We've created a glossary of terms to help you navigate the world of unruly acronyms.