Co-pays & Co-insurance

How you and your insurer share costs

Every month, you and your employer make a contribution to your WPAS account to cover medical/vision, dental, prescriptions, and life and long-term disability. This is your monthly premium. But that’s not the end of the story. You also share costs with your insurer — co-pays and co-insurance — until you meet your deductible and out-of-pocket limit. This is how it works.

Helpful Resources

COVID-19 Help

Learn how the Trust is supporting you through this unprecedented pandemic. 

Teledoc Virtual Care

Get convenient access to care whenever and wherever you need it via a phone call, online video, or other online media.

Prescription Drug Plan

You can reach Sav-Rx 24 hours a day, 7 days a week at (800) 228-3108.

Know the lingo

We've created a glossary of terms to help you navigate the world of unruly acronyms.